Duration | General | Sr. Citizens |
---|---|---|
46-90 days | 6.25 | 6.25 |
91-180 days | 6.50 | 6.50 |
181 days to 364 days | 6.75 | 6.75 |
365 days to 1094 days | 7.00 | 7.50 |
1095 days to 1824 days | 6.90 | 7.40 |
1825 days to 9999 days | 6.85 | 7.35 |
Saving Bank Deposit Intt. Rates 4.00% Rs. Per annum | ||
Daily deposit Scheme Intt. Rates 4.00% Rs. Per annum | ||
Compulsory Deposit Scheme Intt. Rates 4.00% Rs. Per annum |
Demand Loans (for all) | Floating Rate | Fixed Rate |
---|---|---|
Against Bank’s own FDRs | 1% above FDR rate | |
CC Limit Against FDRs | 2% above FDR rate |
Housing Loan (for all) | ||
Housing Loan | 10.00% | N.A. |
Loans to Businessmen | ||
---|---|---|
Loan against Business | 12.00% p.a. to 13.00% | N.A. |
Hypothecation Cash Credit Limit | 11.00% p.a. to 12.00% | N.A. |
Pledge Term Loan (against warehouse receipts) | 10.00% p.a. | N.A. |
Loans to Salaried people (against deduction of instalment at source by the employer) | ||
---|---|---|
Loan against Salary (against employer’s undertaking for deduction of salary at source) | 12.00% (For Recognised organisations) p.a. |
Loan Against Property | Floating Rate | Fixed Rate |
Mortgage Loan | 13.00% | |
Vehicle Loan | 12.00% p.a. to 13.00% | |
Consumer Loan | Floating Rate | Fixed Rate |
Consumer Loan | 12.00% | |
SMT/ UNSMT | 12.00% |